First Commerce Credit Union

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In order to get started, select an account that works for you.

Power +Cover Me Checking
Add +CoverMe to your Power Checking account for greater financial flexibility, more overdraft protection, and peace of mind. For just $3.99 a month, you’ll get more +CoverMe cushion (up to $100), which could potentially save you hundreds of dollars.
  • Courtesy Pay/ Overdraft tolerances ranging from $100-$1,000
  • A low, flat Courtesy Pay fee of $10 each
  • No non-sufficient funds (NSF) fees
EvenUp Savings
Make saving money automatic with an EvenUp Savings Account from First Commerce! When you use your First Commerce debit card, we’ll round up the amount you spend to the next whole dollar and transfer the difference automatically into your EvenUp Savings Account
  • Minimum deposit amount – $5
  • No monthly fees
  • Earn interest on the money you’ve saved
  • Make deposits and withdrawals
  • Protect your checking account from overdrafts
Power Checking
This is no ordinary checking account. In fact, it’s loaded with features such as Early Payday, no overdraft fees, a $50 overdraft cushion, powerful mobile banking, and an automatic savings option. Plus, it pays interest on your account balance. The best part – it’s all free.
  • Early Payday
  • Earns interest
  • No Monthly fees
  • No Transaction fees
  • Minimum opening deposit – $25
  • e-Statements
Power Move Money Market
This unique Money Market Sweep account is linked to Power Checking and offers a highly competitive rate structure with a “sweep” transfer feature. The sweep transfer automatically moves funds between your checking and money market accounts to maximize savings.
  • Higher interest rates, offering rates up to 5% APY
  • More flexibility to access your funds when you need them vs. long-term investments or CDs
  • Added safety and stability, as these accounts are not subject to stock market volatility and federally insured up to $250,000
Money Market
A Money Market Account is a great way to watch your money grow, yet you can easily access your money if needed. This account pays interest based on current market rates, and the higher your balance, the more you earn!
  • Dividends compounded and paid monthly
  • Minimum opening deposit $2,500
  • Transfer funds to FCCU accounts
  • Free check writing, up to 3 per Month
  • No fees on balances of $2,500+
Main Share - Savings
Your First Commerce membership starts with $5 to open savings deposit representing your equal share of ownership in the credit union. You can open multiple accounts for your specific savings goals.
  • Minimum deposit amount – $5
  • Monthly cost – No monthly fees
  • Earns Interest
Special Savings
Enjoy more ways to reach your goals with a range of deposit accounts, automated transfer tools, retirement solutions and more.
  • Minimum deposit amount – $5
  • Monthly fees – No monthly fees
  • Insured by NCUA
Rosey's Holiday Club
Open a First Commerce Holiday Club Savings Account and take the financial stress out of the holiday season when you regularly save for holiday gifts and travel.
  • Minimum deposit amount – $5
  • No monthly fees
  • Earn dividends every quarter
  • Funds are automatically transferred to your FCCU savings or checking account each November 1
Consumer Certificate of Deposit
Certificates of Deposit (CDs) are like high-yield savings accounts. Lock in higher returns at a fixed rate when you commit to saving for a specific period of time with a CD! First Commerce also gives you the flexibility to set your own term length.
  • Competitive Rates
  • Various Term Lengths - 91 Days to 4 Years
  • Minimum Deposit - $1000
  • NCUA Insured
91 Day CD